Composite Finance Inc.

GIC's and Financial Planning in Nanaimo & Victoria - Graham Cook CFP, FMA, CIM

Composite Finance Inc.

 

Certified Financial Planners

Certified Investment Manager

Independent Insurance Broker

GIC Deposit Broker

 

Your local Source for Best Rates

www.GICdirect.com

 

GICdirect shops over 40 CDIC and CUDIC member institutions daily for

 rates on GIC’s and savings accounts.

 

For you that means getting the very best rates has never been so easy

 

For an appointment:

 

In Nanaimo call: 716-5750

Toll Free: 1 888 361-8631

Free parking, Convenient & Accessible

 

Income & Investment Planning

Due diligence on Pension Plans, Investments & Insurance decisions.

Fee-for-Service:

Hourly, ˝ day and full day sessions

 Fixed Price Engagement Agreements
Groups can be accommodated

 

Income Solutions & Insurance:

Inflation-Indexed Annuities, Fixed &Variable Annuities,

GMWB Plans & Guaranteed Income Withdrawl Plans,

Term, Disability & CI Living Benefits

 

Today's Best Guaranteed Rates

Your source to the best GIC rates: GICdirect.com

Call: 1 250 716-5750 or toll free 1 888 361-8631

 30-59 day GIC

 3.60%

 

 1 Year GIC

 4.15%

 60-89 day GIC

 3.60%

 

 2 Year GIC

 4.30%

 90-119 day GIC

 3.60%

 

 3 Year GIC

 4..50%

 120-179 day GIC

 3.60%

 

 4 Year GIC

 4.70%

 180-269 day GIC

 3.70%

 

 5 Year GIC

 4.90%

 270-364 days GIC

 3.60%

 

 Cashable GIC

 3.50%

Canadian Dollar Bank Accounts

 3.00%

 

 Rates as of April 30, 2008

 

US Dollar Bank Accounts

 2.05%

 

 Rates may change without notice

 

Some terms & conditions may apply.

 

 

Deposit Insurance provided by: CDIC, CUDIC, & CUDGC.

 

         

 

2 nd Floor, 20 Townsite Road, Nanaimo, B.C., Canada, V9S 5T7

Call: 1 250 716-5750

Toll Free Fax: 1 866 598-7496

 

Financial • Income • Investment & Insurance Planning

 

FREE SAMPLE: ASK AN EXPERT

 

We make ourselves available to clients on an as needed Fee for Service basis. We believe this to be the most cost effective and efficient method for individuals to obtain their financial advice.

 

Unlike most financial advisors we do not sell products like mutual funds or stocks on a commission basis. Instead, we charge a transparent hourly fee and focus exclusively on providing advice that will maximize the benefits to our clients.

 

Using our six step planning process we can create a personal and Comprehensive Financial Plan that will bring definition, direction and context to all of your financial decisions. If you don't want or require a full financial

plan our Second Opinion, Financial Overview and Modular service are also available.

 

Scalable financial advice is a natural fit for "Do it Yourself" investors and those with Self Directed RRSP’s and/or Defined Contribution Pension Plans.

 

If you simply want a one-time or periodic consultation, we will be happy to meet with you. Many people looking after their own financial affairs have questions from time to time and others just want a second opinion on their progress.

 

What ever your situation we have a very low tension process for determining how we can provide a plan that fits your specific needs and wants.  

  • Personal Financial Statements » Cash Flow, Net Worth, Income and Balance sheets.
  • Advanced Financial Planning » the blueprint for achieving your goals.
  • Retirement Planning » defining your goals & objectives and making it happen.
  • Wealth Enhancement Techniques » maximizing risk-adjusted returns.
  • Investment Policy Statement » guiding you and reducing common investment errors. 
  • Risk Management Strategies » protecting your lifestyle and your assets.
  • Efficient Portfolio Design » minimizing risk for any given level of return.

  • Performance Benchmarking » risk adjusted investment performance evaluation.

  • Inflation Indexed Income Solutions » protecting your purchasing power from inflation.
  • Pension Plan (DC or DB) & Annuity Alternatives » delivering reliable income replacement.
  • Will, Executor & Estate Planning » avoiding unnecessary taxes and transferring assets.
  • Due Diligence on GMWB & other Financial Products » Are these products really appropriate for your circumstances.

Our client friendly process ensures that the benefits you receive are easily quantified. Our fixed price Engagement Agreement quotation identifies our commitments and assures the privacy of your personal information.

 

 

Continued ...


Quadra Street Office

101 - 3960 Quadra Street, Victoria, B.C., Canada, V8X 4A3

Toll Free Phone: 1 888 361-8631

 

 Email: CompositeFinance@telus.net

 

 

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