Your Wealth Advisor - Canada
Safe, Suitable & Appropriate Solutions For You - Worry Free Investments
The Process
Take The Next Step Get a Second Opinion or Periodic Consultation
We are happy to meet with you on an hourly basis for one-off or periodic consultation. Many people looking after their own financial affairs have important questions from time to time and many others just want a second opinion about their progress.
Comprehensive & Modular Planning
If the intention is to engage in a planning relationship we do not charge for our initial discussion. You need a chance to gauge compatibility and we need an understanding of your needs and expectations.
If the decision is to proceed we offer a proposed engagement agreement with a fixed price for your approval. The scope of work, cost, terms, confidentiality agreement and confirmation of our fiduciary duty are all included.
We always use an engagement agreement for comprehensive & modular planning. Our engagement agreement provides safety and clarity and brings about a mutual understanding where the expectations of each participant can be agreeably met. In sensitive relationships involving personal and financial information it is necessary and appropriate for all to clearly understand the nature of our mutual commitments.
We will not engage with a client unless we believe the value we add will far exceed the cost of the service. Quality advice shouldn't cost you anything on a net basis, it should bring you more wealth, more time and more freedom.
The client using specific methods of implementation can avoid: fees based on assets, advisor commissions, sales loads, deferred sales charges, hidden trailer fees, high management expenses and even custodial charges for safekeeping your securities. These saving alone are usually several times greater than the cost of the planning service.
When you consider that planning is a one time cost that requires nominal maintenance whereas the potential savings are compounded annually in perpetuity you begin to get a sense of the incredible value of the service.
Clients typically implement the wealth management plan using their existing bank/brokerage, legal and accounting relationships. Regardless of the format of your current arrangements we can work with you to make improvements and modifications.
