Composite Finance Inc.

GIC's and Financial Planning in Nanaimo & Victoria - Graham Cook CFP, FMA, CIM

Today's Best Guaranteed Rates

Your source to the best GIC rates: GICdirect.com

Call: 1 250 716-5750 or toll free 1 888 361-8631

 30-59 day GIC

 3.60%

 

 1 Year GIC

 4.15%

 60-89 day GIC

 3.60%

 

 2 Year GIC

 4.30%

 90-119 day GIC

 3.60%

 

 3 Year GIC

 4.50%

 120-179 day GIC

 3.60%

 

 4 Year GIC

 4.70%

 180-269 day GIC

 3.70%

 

 5 Year GIC

 4.90%

 270-364 days GIC

 3.60%

 

 Cashable GIC

 3.50%

Canadian Dollar Bank Accounts

 3.00%

 

 Rates as of April 30, 2008

 

US Dollar Bank Accounts

 2.05%

 

 Rates may change without notice

 

Some terms & conditions may apply.

 

 

Deposit Insurance provided by: CDIC, CUDIC, & CUDGC.

 

GICdirect.com

Your local source to the best GIC rates

GICdirect.com is one of Canada's fastest growing deposit broker companies and is trusted by Canadians nationally and internationally to manage millions of dollars in GICs every year.

Our role as a deposit broker is to shop for the best GIC rates on behalf of our clients. We survey over 40 financial institutions across the country every day and post the best GIC rates right here on our website. It's fast, it's easy, it saves you time, and gets your money working harder for you!

All the financial institutions we deal with are protected by the Canadian Deposit Insurance Corporation (CDIC), the Credit Union Deposit Insurance Corporation (CUDIC) or the Credit Union Deposit Guarantee Corporation (CUDGC).

GICdirect.com is a member of the Better Business Bureau and is also a member of the Federation of Independent Deposit Brokers (FCIDB).

GICdirect - the best way to buy your GIC'S!

Why Use A Deposit Broker?
What's the Difference between a Deposit Broker and a Bank?

What Is Protected?
A brief explanation of how your money is protected.

Current GIC Rates
Today's best GIC rates.

Institutions We Deal With
We shop the best GIC rates for you every day, at these financial institutions.

Laddering: A GIC Investment Strategy
Laddering your GIC portfolio has several advantages.

Linked GICs: A Strategy for Higher Potential Returns
Earn potentially higher returns by "linking" your GIC.

   Know The Facts
   Be aware of tiered rates...

Our network of over 40 different Financial Institutions across the country

 

GICdirect.com provides Canadians with the highest GIC rates - from our extensive network of over 40 different Financial Institutions across the country. We post the best 1 to 5 year GIC rates from these institutions everyday to ensure our rates are among the best anywhere. We will save you valuable time by providing one-stop GIC shopping that is convenient and easy to use. We make available GIC deposits issued by member institutions of the Canada Deposit Insurance Corporation (CDIC) and the Credit Union Deposit Insurance Corporation (CUDIC).

Simple, Safe, Secure

Accordingly, in execution of professional duties, a GICdirect.com Associate, Manager or Employee will:

  • Place their client's interests above their own
  • Avoid any activity which could cause unjust harm to clients or GICdirect.com
  • Be diligent in the performance of their professional duties
  • Ensure that any information acquired from clients during the course of professional duties remains in strictest confidence
  • Act in a conscientious, timely and trustworthy manner
  • Exercise due diligence when dealing with a client
  • Work to continually improve their education, skills and competence
  • Comply with all relevant laws, regulations or standards of any government or professional bodies with jurisdiction

What Is Protected?

Canada Deposit Insurance Corporation is a federal Crown Corporation created in 1967 to insure eligible deposits at CDIC member institutions: banks, trust companies and loan companies.

Credit Union Deposit Insurance Corporation (CUDIC) is a government corporation, was established in 1958 to protect credit union members deposits held by British Columbia credit unions. CUDIC's responsibility is to administer and operate a deposit insurance fund. The Financial Institutions Commissions (FICOM), an agency of the Government of British Columbia, is responsible for administering CUDIC and for administering the regulation of financial institutions operating in the province.

Eligible deposits include:

  • Savings and chequing accounts
  • Term deposits, such as GIC's
  • Term deposits must be repayable no later than five years after the date of deposit.
  • Deposits must be payable in Canada and in Canadian currency

Basic Protection

By law, the maximum basic protection for eligible deposits is $100,000 per depositor (principal and interest combined) in each member institution. Deposits are not insured separately in each branch office of a member institution.

For additional information, call CDIC direct at (800) 461-CDIC or visit their web site: www.cdic.ca

 

2 nd Floor, 20 Townsite Road, Nanaimo, B.C., Canada, V9S 5T7

Call: 1 250 716-5750

Toll Free Fax: 1 866 598-7496

 

101 - 3960 Quadra Street, Victoria, B.C., Canada, V8X 4A3

Toll Free Phone: 1 888 361-8631

 

 

 Email: CompositeFinance@telus.net

 

 

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